The effective date of the one-way overseas travel insurance product: After the Insured get pointed flight's boarding card and pass the security check. The effective date of the two-way overseas travel insurance product: Pursuant to the Insurance Clause, the insurance policy shall become effective on the following dates, whichever occurs later: The effective date of the policy period as specified in the insurance policy; The date when the Insured leaves his habitual residence in China within the policy period; or The date when the Insured leaves his habitual workplace in China directly to the overseas destination.